Enhanced Cash investment option

Please read all of the following information about this investment option.

General aim
To maximise long-term investment returns while limiting short-term volatility and loss of capital. 

More specifically, the investment objective of the Enhanced Cash option is to generate a positive return every year, and to achieve a net return above the UBS Australian Bank Bill Index on rolling three to five year bases.

Comparison with other choices
The Enhanced Cash and the Cash options offer the likelihood of the lowest long term investment returns and the fewest fluctuations from year to year of all legalsuper investment options.

This option has the objective of generating a positive return every year. The probability of this option earning a negative return is negligible.

Benchmark holdings

Asset class Benchmark (%) Permitted range (%)
Australian shares 0 0
Overseas shares 0 0
Property 0 0
Alternative assets 0 0
Total Growth Assets 0 0
Fixed interest 10 0-20
Cash 90 80-100
Total Defensive Assets 100 100

Suitability
Many investors in this option are likely to be looking for the most stable option. They know long-term investment returns of the Enhanced Cash option are likely to be the lowest of all other options and that there is only a negligible chance of reducing the value of their superannuation.

Please note: If you contemplate choosing this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals. 

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