Conservative balanced

Aims:

  • To maximise long-term investment returns while maintaining a balance of risk and return.
  • Super & TTR: To outperform an average annual return of CPI plus 2.5% p.a.* over rolling ten-year periods.
  • PensionTo outperform an average annual return of CPI plus 3.0% p.a.* over rolling ten-year periods.
    *net of tax, investment and administration fees

Risk profile:

Invests in a mix of growth and defensive assets to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years. 

Risk Level:

Medium to high 

Investor profile:

Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

Growth Assets

  Benchmark % Permitted range %
Australian shares 19 10-45
Overseas shares  19  10-30 
Property  11 0-20 
Alternative growth*  6 0-15 
Total  55%  45-65% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 20 10-50
Enhanced cash
15 0-30
Cash 5 0-20
Alternative income 5 0-20
Total  45%  35-55% 

* Alternative Growth may include private equity, credit and infrastructure

Minimum suggested time frame for holding the investment is 3 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-2.2%9.4%8.0%9.4%8.9%6.6%
Cash0.6%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.7%1.9%2.0%2.3%3.0%3.9%
Conservative-0.5%5.2%4.8%5.8%6.0%5.2%
Conservative balanced-1.2%7.3%6.4%7.7%7.6%5.9%
Balanced index-2.0%9.4%7.0%8.7%--
Balanced-2.1%9.5%8.0%9.4%8.9%6.5%
Growth-3.0%11.1%9.1%10.5%9.9%6.7%
High growth-4.1%12.4%9.8%11.4%10.6%6.9%
Australian shares-6.3%14.3%11.5%11.3%10.0%7.2%
Overseas shares-4.2%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-2.5%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.7%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.8%2.2%2.3%2.8%3.5%4.5%
Conservative-0.6%5.9%5.4%6.5%6.8%5.9%
Conservative balanced-1.5%8.2%7.1%8.5%8.5%6.6%
Balanced index-2.4%10.4%7.6%9.4%--
Balanced-2.5%10.3%8.8%10.2%9.7%7.2%
Growth-3.4%12.0%9.8%11.4%10.8%7.3%
High growth-4.5%13.7%10.8%12.5%12.1%7.9%
Australian shares-7.1%16.1%12.6%12.2%11.0%8.2%
Overseas shares-4.6%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-2.9%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
07/12/20181.68861.6866
30/11/20181.69441.6924
23/11/20181.68731.6853
16/11/20181.69621.6942
09/11/20181.70821.7061
02/11/20181.70431.7023
26/10/20181.69291.6909
19/10/20181.71181.7098
12/10/20181.71151.7095
05/10/20181.73561.7336

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Pension Unit Price History

DateBuy PriceSell Price
07/12/20181.78901.7869
30/11/20181.79611.7939
23/11/20181.78741.7852
16/11/20181.79821.7961
09/11/20181.81271.8105
02/11/20181.80801.8058
26/10/20181.79421.7920
19/10/20181.81701.8148
12/10/20181.81661.8144
05/10/20181.84671.8445

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