Enhanced Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • Super & TTRTo outperform the Bloomberg Ausbond Bank Bill Index over rolling 5-year periods, net of fees and tax.
  • Pension: To outperform the Bloomberg Ausbond Bank Bill Index over rolling 5-year periods, adjusted for fees.

Risk profile:

This option seeks to outperform the benchmark through taking on a number of risks, principally credit risk, in a process of active management. Capital invested in this option is not guaranteed. This option is likely to produce a negative return in 6 months to 1 year in every 20 years.

Risk Level:

Low.

Investor profile:

Will suit investors looking for stability, but long-term investment returns are likely to be among the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets, as shown in the table below: 

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property  0 0
Alternative assets  0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Enhanced Cash 100 100
Total  100% 100%

Minimum suggested time frame for holding the investment is 3 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-0.1%9.4%8.0%9.4%8.9%6.6%
Cash0.4%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.4%1.9%2.0%2.3%3.0%3.9%
Conservative0.2%5.2%4.8%5.8%6.0%5.2%
Conservative balanced0.1%7.3%6.4%7.7%7.6%5.9%
Balanced index-0.7%9.4%7.0%8.7%--
Balanced0.0%9.5%8.0%9.4%8.9%6.5%
Growth-0.3%11.1%9.1%10.5%9.9%6.7%
High growth-0.7%12.4%9.8%11.4%10.6%6.9%
Australian shares-1.8%14.3%11.5%11.3%10.0%7.2%
Overseas shares-0.5%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-0.3%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.5%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.5%2.2%2.3%2.8%3.5%4.5%
Conservative0.3%5.9%5.4%6.5%6.8%5.9%
Conservative balanced0.0%8.2%7.1%8.5%8.5%6.6%
Balanced index-0.8%10.4%7.6%9.4%--
Balanced-0.1%10.3%8.8%10.2%9.7%7.2%
Growth-0.4%12.0%9.8%11.4%10.8%7.3%
High growth-0.6%13.7%10.8%12.5%12.1%7.9%
Australian shares-2.0%16.1%12.6%12.2%11.0%8.2%
Overseas shares-0.8%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-0.4%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
12/10/20181.28221.2822
05/10/20181.28151.2815
28/09/20181.28121.2812
21/09/20181.28091.2809
14/09/20181.28061.2806
07/09/20181.28031.2803
31/08/20181.27991.2799
24/08/20181.27951.2795
17/08/20181.27911.2791
10/08/20181.27881.2788

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Pension Unit Price History

DateBuy PriceSell Price
12/10/20181.34561.3456
05/10/20181.34481.3448
28/09/20181.34431.3443
21/09/20181.34391.3439
14/09/20181.34351.3435
07/09/20181.34321.3432
31/08/20181.34261.3426
24/08/20181.34221.3422
17/08/20181.34171.3417
10/08/20181.34131.3413

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