Growth

Aims:

  • To maximise long-term investment returns, accepting that there may be fluctuations in returns over shorter periods.
  • Super & TTR: To outperform an average return of CPI plus 3.5% p.a.* over rolling 10-year periods.
  • PensionTo outperform an average return of CPI plus 4.0% p.a.* over rolling 10-year periods
    *net of tax, investment and administration fees

Risk profile:

Offers a greater emphasis on shares and property and therefore carries a higher level of investment risk. Short-term fluctuations will occur, but higher investment returns are expected over longer periods. This option is likely to produce a negative return in 4 to 6 years in every 20 years.

Risk Level:

High.

Investor profile:

Will suit investors looking for higher returns over the long-term, but who are prepared to accept large fluctuations in investment performance.

Investment strategy

The investment benchmark is 90% growth assets and 10% defensive assets, as shown in the table below.

Growth Assets

  Benchmark % Permitted range %
Australian shares 34 30-50
Overseas shares  34 20-40 
Property 13 0-20
Alternative growth* 9 0-20
Total  90% 75-100% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 7 0-20
Alternative income
2 0-20
Enhanced Cash 1 0-20
Total  10%

0-20%

*Alternative growth may include private equity, credit and infrastructure.

Minimum suggested time frame for holding the investment is 10 years.

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth and defensive assets.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-0.1%9.4%8.0%9.4%8.9%6.6%
Cash0.4%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.4%1.9%2.0%2.3%3.0%3.9%
Conservative0.2%5.2%4.8%5.8%6.0%5.2%
Conservative balanced0.1%7.3%6.4%7.7%7.6%5.9%
Balanced index-0.7%9.4%7.0%8.7%--
Balanced0.0%9.5%8.0%9.4%8.9%6.5%
Growth-0.3%11.1%9.1%10.5%9.9%6.7%
High growth-0.7%12.4%9.8%11.4%10.6%6.9%
Australian shares-1.8%14.3%11.5%11.3%10.0%7.2%
Overseas shares-0.5%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-0.3%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.5%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.5%2.2%2.3%2.8%3.5%4.5%
Conservative0.3%5.9%5.4%6.5%6.8%5.9%
Conservative balanced0.0%8.2%7.1%8.5%8.5%6.6%
Balanced index-0.8%10.4%7.6%9.4%--
Balanced-0.1%10.3%8.8%10.2%9.7%7.2%
Growth-0.4%12.0%9.8%11.4%10.8%7.3%
High growth-0.6%13.7%10.8%12.5%12.1%7.9%
Australian shares-2.0%16.1%12.6%12.2%11.0%8.2%
Overseas shares-0.8%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-0.4%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
12/10/20181.94011.9368
05/10/20181.98881.9854
28/09/20181.99181.9884
21/09/20181.98591.9826
14/09/20181.98221.9788
07/09/20181.97621.9728
31/08/20181.99731.9939
24/08/20181.98171.9784
17/08/20181.97521.9719
10/08/20181.97211.9688

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Pension Unit Price History

DateBuy PriceSell Price
12/10/20182.05692.0534
05/10/20182.11582.1122
28/09/20182.11932.1157
21/09/20182.11222.1086
14/09/20182.10782.1042
07/09/20182.10072.0972
31/08/20182.12592.1223
24/08/20182.10752.1039
17/08/20182.09992.0964
10/08/20182.09622.0927

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