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Balanced

The Balanced option in detail - for pension members

Aims

  • To maximise long-term investment returns while containing fluctuations in returns over shorter periods.
  • To outperform an average annual return of CPI plus 3.5% p.a. net of tax, investment and administration fees over rolling 10-year periods 

Risk profile

Offers a greater emphasis on assets that are likely to achieve higher returns, but includes some lower-risk assets to reduce short-term risks. This option is likely to produce a negative return in 3 to 4 years in every 20 years.

Risk level: high

High chart

Investor profile

Will suit investors looking for moderate to high returns over the medium to long-term, but who are prepared to accept some fluctuations in investment performance over shorter periods. Minimum suggested time frame for holding the investment is 5 years. 

Investment strategy

Balanced chart

*Alternative growth may include private equity, credit and infrastructure

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Performance

Balanced pension performance chart

Returns shown are net of investment fees and tax, gross of administration fees. Past performance is not an indicator of future performance.