The Conservative balanced option in detail - for pension members
- To maximise long-term investment returns while maintaining a balance of risk and return.
- To outperform an average annual return of CPI plus 3.0% p.a. net of tax, investment and administration fees over rolling ten-year periods.
Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years.
Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.
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Minimum suggested time frame for holding the investment is 3 years.
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.