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Conservative balanced

The Conservative balanced option in detail - for pension members

Aims

  • To maximise long-term investment returns while maintaining a balance of risk and return.
  • To outperform an average annual return of CPI plus 3.0% p.a. net of tax, investment and administration fees over rolling ten-year periods.

Risk profile

Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years. 

Risk level: medium to high

Medium to high chart

Investor profile

Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

Conservative balanced chart

*Alternative growth may include private equity, credit and infrastructure

Minimum suggested time frame for holding the investment is 3 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Performance

Conservative balanced pension performance chart

Returns shown are net of investment fees and tax, gross of administration fees. Past performance is not an indicator of future performance.