The High growth option in detail - for pension members
- To maximise long-term investment returns.
- To outperform an average return of CPI plus 4.5% p.a. net of tax, investment and administration fees over rolling 10-year periods.
Predominantly invests in to shares and property and therefore carries the highest level of investment risk out of all the diversified portfolios. Short-term fluctuations will occur, but higher investment returns are expected over longer periods. This option is likely to produce a negative return in 4 to 6 years in every 20 years.
Will suit investors looking for the highest investment returns over the long-term, but who are prepared to accept very large fluctuations in investment performance.
Minimum suggested time frame for holding the investment is 10 years.
|Asset mix||Benchmark %||Permitted range %|
|Australian shares||40.5||20 – 50|
|Overseas shares||40.5||20 – 50|
|Property||6||0 – 20|
|Alternative assets||10||0 – 20|
|Cash||3||0 – 20|
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.