More...
Join

Super

Join

Employer

Join

Pension

Join
Login

Member

Login

New user?

Register now

Employer

Login

New user?

Register now

Balanced index

The Balanced index option in detail - for super members

Return objective

  • To achieve adequate long-term investment returns* using simple lower-cost investment strategies.
  • To outperform an average annual return of CPI + 3.0% pa over rolling 10-year periods (net of all fees and tax except the weekly $1.30 Administration fee).

Risk profile

Offers an emphasis on shares and property to achieve higher returns, but includes some lower-risk assets to reduce short-term risks. The strategy is passively invested which is lower-cost but provides diversified exposures to selected listed asset classes like Australian shares, International shares, Australian Property Securities and Australian Cash. This option is likely to produce a negative return in 4 to 6 years in every 20 years.

Risk level: 

High

Investor profile

Will suit investors looking for moderate to high returns over the long term, but who are prepared to accept fluctuations in investment performance over shorter periods. The strategy is suited to investors seeking to minimise costs, although without utilising active managers seeking to achieve outperformance above market benchmarks.

Minimum suggested time frame for holding the investment is 5 years. 

Asset allocation

Asset mixBenchmark %Permitted range %
Australian shares3410 – 45
Overseas shares2410 – 45
Property100 – 20
Fixed interest240 – 50
Cash80 – 20

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Performance