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Conservative balanced

The Conservative balanced option in detail - for super members

Return objective

  • To maximise long-term investment returns while maintaining a balance of risk and return.
  • To outperform an average annual return of CPI plus 2.5% p.a. net of tax, investment and administration fees over rolling ten-year periods.

Risk profile

Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years. 

Risk level: 

Medium

Investor profile

Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

Asset classAsset allocation %
Australian shares19
Overseas shares19
Alternative assets12
Property9
Fixed interest20
Enhanced cash15
Cash6

Minimum suggested time frame for holding the investment is 3 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Performance