Conservative balanced
The Conservative balanced option in detail - for super members
Return objective
- To maximise long-term investment returns while maintaining a balance of risk and return.
- To outperform an average annual return of CPI + 2.5% pa over rolling 10-year periods (net of all fees and tax except the weekly $1.30 Administration fee).
Risk profile
Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years.
Risk level:
Medium
Investor profile
Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.
Minimum suggested time frame for holding the investment is 3 years.
Asset allocation
| Asset mix | Benchmark % | Permitted range % |
| Australian shares | 19 | 10 – 45 |
| Overseas shares | 19 | 10 – 30 |
| Property | 9 | 0 – 20 |
| Alternative assets | 12 | 0 – 20 |
| Fixed interest | 20 | 10 – 50 |
| Enhanced cash | 15 | 0 – 30 |
| Cash | 6 | 0 – 30 |
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.
