Conservative balanced
The Conservative balanced option in detail - for super members
Aims
- To maximise long-term investment returns while maintaining a balance of risk and return.
- To outperform an average annual return of CPI plus 2.5% p.a. net of tax, investment and administration fees over rolling ten-year periods.
Risk profile
Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years.
Risk level:
Medium
Investor profile
Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.
Investment strategy
| Asset class | Asset allocation % |
| Australian shares | 19 |
| Overseas shares | 19 |
| Alternative assets | 12 |
| Property | 9 |
| Fixed interest | 20 |
| Enhanced cash | 15 |
| Cash | 6 |
Minimum suggested time frame for holding the investment is 3 years.
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.
Performance
Returns shown are net of investment fees and tax, gross of administration fees. Past performance is not an indicator of future performance.
