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Home Conservative balanced

Conservative balanced

The Conservative balanced option in detail - for super members

Return objective

  • To maximise long-term investment returns while maintaining a balance of risk and return.
  • To outperform an average annual return of CPI + 2.5% pa over rolling 10-year periods (net of all fees and tax except the weekly $1.30 Administration fee).

Risk profile

Invests in a mix of assets designed to achieve higher returns, while reducing short-term risks. This option is likely to produce a negative return in 2 to 3 years in every 20 years. 

Risk level: 

Medium

Investor profile

Will suit investors looking for moderate returns over the medium to long-term but who are prepared to accept some fluctuations in investment performance over shorter periods.

Minimum suggested time frame for holding the investment is 3 years. 

Asset allocation

Asset mixBenchmark %Permitted range %
Australian shares1910 – 45
Overseas shares1910 – 30
Property90 – 20
Alternative assets120 – 20
Fixed interest2010 – 50
Enhanced cash150 – 30
Cash60 – 30


The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Performance



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