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Enhanced cash

The Enhanced cash option in detail - for super members

Return objective

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To outperform the Bloomberg Ausbond Bank Bill Index over rolling 5-year periods, net of fees and tax.

Risk profile

This option seeks to outperform the benchmark through taking on a number of risks, principally credit risk, in a process of active management. Capital invested in this option is not guaranteed. This option is likely to produce a negative return in 6 months to 1 year in every 20 years.

Risk level: low

Low chart

Investor profile

Will suit investors looking for stability, but long-term investment returns are likely to be among the lowest of all investment options.

Investment strategy

Enhanced cash chart

Minimum suggested time frame for holding the investment is 3 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Performance