Enhanced cash
The Enhanced cash option in detail - for super members
Return objective
- To provide modest investment returns while limiting short-term volatility and loss of capital.
- To outperform the Bloomberg Ausbond Bank Bill Index over rolling 5-year periods, net of fees and tax.
Risk profile
This option seeks to outperform the benchmark through taking on a number of risks, principally credit risk, in a process of active management. Capital invested in this option is not guaranteed. This option is likely to produce a negative return in 6 months to 1 year in every 20 years.
Risk level: low
Investor profile
Will suit investors looking for stability, but long-term investment returns are likely to be among the lowest of all investment options.
Investment strategy
Minimum suggested time frame for holding the investment is 3 years.
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.
Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.
