Peace of mind with our comprehensive insurance

Planning for the future involves preparing for unexpected events. This means having adequate insurance to cover living expenses and ease the financial stress if you cannot earn an income. By having insurance through your superannuation, you can access three main types of insurance cover, each with a specific purpose. Our range of insurance options, from default to specialised plans, are carefully tailored  for our members.

Male and female relax on the couch reading a book and drinking a tea

Automatic default insurance cover

Do you qualify?

Automatic default Death and Total and Permanent Disability (TPD) insurance cover is a benefit we offer certain members. The coverage is customised to suit the needs of our average member considering age, account type, and eligibility. It's available for all Employer-sponsored and Personal members.  This Award-winning cover was recently recognised by SuperRatings' Best Default Insurance Offering award for 2024. The award acknowledged the alignment of our services to the legal community and the value of the cover and exceptional service provided.


Exclusive insurance offer for new members

You can increase your insurance coverage without medical underwriting as a new member. This offer, valid for 60 days from your welcome letter, allows you to enhance your default Death and TPD insurance by up to four units (age-dependent) or opt for Salary Continuance coverage of up to $6,000 per month for two years. This is your chance to evaluate and adjust your insurance cover to suit your needs with minimal underwriting.

How to apply:
Complete and return the Special Offer Insurance form to take advantage of this offer.

Terms and conditions:
Please note that specific terms and conditions apply, as detailed in our Product Disclosure Statement and Additional Information Document.

Smiling couple standing up and hugging in the kitchen

Plan ahead with Death and Total & Permanent Disability insurance cover

This cover offers a lump sum in case of your untimely passing, terminal illness or in the event of permanent disability. It provides the peace of mind and financial support needed to manage expenses and debts in your absence or in the event you have to permanently stop work due to injury or illness. Default Death and Total & Permanent Disability (TPD) insurance cover is provided automatically to eligible members.



Secure earnings with Salary Continuance insurance cover

This insurance is critical if daily living costs depend on your job income. Salary Continuance insurance cover is a financial safety net when illness or injury prevents you from working. It offers regular monthly payments to cover living expenses while you recover. This way, you can focus on getting better without the stress of financial worry.

Senior business woman or lawyer taking notes and looking concentrated

Insurance for life events

Our Life Events Cover offers additional insurance for Employer-sponsored members during pivotal moments such as marriage, the birth or adoption of a child, your child beginning secondary school, or taking out or increasing a mortgage over $100,000.

Life Events Cover details:
Eligible up to age 54 (inclusive), within 180 days of the life event.

  • Apply for an extra unit of coverage or 25% more of your existing fixed cover (up to a $200,000 increase) without detailed medical evidence.
  • Limit of one life event claim per year, up to three claims during your membership.

Application process:
Please complete the Life Events Application Form to apply for Life Events cover. Your application will be reviewed by Zurich Australia Limited and is subject to their approval.

Further information:
For comprehensive details about the Life Events cover and eligibility criteria, refer to our Employer-sponsored super & personal super additional information document.

Smiling cheerful woman resting while sitting on yoga mat indoors

Health insurance provided by nib

We’ve partnered with one of Australia’s largest health insurers, nib health funds to offer legalsuper members discounted private health insurance. 

Join nib and unlock your member benefits: 

  • Save on cover for you and your family with our corporate discount of up to 8%. * 
  • New to health insurance, skip the two and six month waiting periods on Extras services like general dental, optical & physio.** 
  • Already have health insurance with another fund, switching is easy, and you won’t have to re-serve waiting periods for equivalent benefits. 

*Discounts vary on some products. Overseas student’s health cover and international workers health insurance not included.

** New members only joining a combined Hospital and Extras Australian resident’s health insurance product. T&C’s apply. Refer to the nib website.

Smiling businessman holding laptop looking at female colleague in office

Need insurance advice?

Speak with our Client Service team today to discuss your insurance needs and general advice.
Contact us