Accessing super early
At legalsuper, we know that sometimes things don't go according to plan. Super is a long-term investment for your retirement, and you normally can’t access it until you’ve reached your preservation age. However, there are some special circumstances where you may be eligible to access your super early.
We're here to help
Before applying to access super early we encourage you to talk to one of our Client Service Managers for advice to help you make the right decision for your needs. You can speak to a member of our Client Service Team by calling 1800 060 213 or contact us online.
Superannuation law only allows us to release benefits to fund members prior to retirement in specific circumstances. This means that you must meet eligibility criteria (which are explained below). You may also be taxed on funds withdrawn depending on your age and whether you’ve given us your tax file number.
Compassionate grounds include needing money to pay for certain outstanding expenses such as medical care, dental treatment, and mortgage repayments. If you require financial assistance for any of these reasons, you may be eligible to access your super early on compassionate grounds.
For further information go to the ATO website.
Financial wellbeing is a measure of how comfortably you’re able to meet your current commitments and how comfortable you will be in the future to continue with these commitments. A large part of financial wellbeing is understanding how money works and how to manage it can impact our behaviour, attitude to money and how we can best cope with change.
At legalsuper, we believe that financial wellbeing is important for everyone. If you're struggling with your own financial wellbeing and need some guidance, there is help available to you.