Pension performance

Super is a long-term investment. When comparing investment options, it’s a good idea to consider returns over the long term, taking into account how long your money is likely to be invested. 

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Long term returns

as at 30/06/2026

Investment option FYTM 3 months 6 months 1 year 3 years 5 years 7 years 10 years
Cash 3.96% 1.11% 2.04% 3.96% 4.28% 3.05% 2.24% 2.06%
Conservative 6.60% 3.68% 3.11% 6.60% 7.40% 4.99% 4.82% 5.14%
Conservative Balanced 7.75% 4.63% 3.44% 7.75% 8.90% 6.26% 6.31% 6.78%
Balanced 10.72% 6.39% 4.55% 10.72% 11.26% 8.12% 8.35% 8.82%
Balanced Index 7.75% 6.19% 3.01% 7.75% 10.34% 6.63% 7.02% 7.79%
Balanced Socially Responsible 6.13% 6.81% 2.90% 6.13% 8.28% 5.50% 6.49% 7.05%
Growth 11.75% 7.29% 4.75% 11.75% 12.61% 9.06% 9.31% 9.90%
High growth 12.74% 7.98% 4.95% 12.74% 13.84% 10.00% 10.28% 10.95%
Overseas Shares 22.05% 14.24% 8.86% 22.05% 22.35% 14.54% 14.95% 14.37%
Australian Shares 5.30% 4.56% 1.15% 5.30% 8.98% 6.82% 7.49% 9.06%

Please refer to the disclaimers and assumptions below.

Unit Prices

as at 31/07/2026

Investment option Estimated FYTD Buy price Sell price
Cash 0.37% $1.5377 $1.5377
Conservative 0.17% $2.4053 $2.4034
Conservative Balanced 0.19% $2.9806 $2.9776
Balanced 0.28% $3.6886 $3.6834
Balanced Index 0.34% $3.4011 $3.3966
Balanced Socially Responsible -0.15% $2.6884 $2.6816
Growth 0.34% $4.1745 $4.1687
High growth 0.43% $4.7974 $4.7902
Overseas Shares -0.73% $6.7632 $6.7531
Australian Shares 1.90% $3.7044 $3.6970

Please refer to the disclaimers and assumptions below.

Important information

  • The performance shown on this page is net of all tax and fees, except the weekly administration fee.
  • These returns are not adjusted for the affect of any fee capping arrangement.
  • Generally, the higher an investment’s potential return, the greater the risk associated with that investment.
  • Investment returns are not guaranteed.
  • Past performance is not a guide to future performance.
  • The MySuper Balanced option is available only for Employer-sponsored members.

All investment performance and unit pricing is net of tax and fees, except the weekly $0.99 Administration fee. Returns have not been adjusted for the affect of any fee capping arrangement and are rounded to two decimal places. Investment returns are not guaranteed, and past performance is not necessarily a guide to future performance.

This information on this website is general information and does not take into account your specific financial situation, objectives or needs. You should obtain and read the Product Disclosure Statement (PDS) relevant to your account type, found here.

You should also read the Target Market Determination. You should consider obtaining personal advice from a licensed financial adviser before making any decision based on matters included on this website.

Your personal return will differ from the above performance figures depending on your investment option(s), when you joined the fund, transactions, fees charged, and investment switches.

In the instance of a unit pricing error for exited members, compensation will be paid where the amount of compensation is $20 and above.

To view your own investment option, and your personal investment returns, log in to MemberAccess. For more information about unit pricing, and investment returns are applied to your account, refer to the relevant Product Disclosure Statement.

Performance data displayed is unaudited, estimated, and subject to change without notice. Reconciled and audited unit pricing data is available for download via the CSV file located above on this web page. The CSV data is reconciled on a weekly basis and contains detailed unit pricing and performance data over daily and extended timeframes. This information is provided for general information only.

Each Investment option (with the exception of the Direct Investment Option) pools member contributions, which are then used to purchase assets such as shares, property, bonds and cash for that option. The assets of each option pool are notionally divided into units – or a share of those assets. The value or price of each unit is determined by the value of the pool of assets. As the value of the assets increase, the unit price rises. If the value of the pool of assets decreases, the unit price falls. If you contribute additional money to an option, you buy more units. If money is withdrawn to pay fees or to pay you a benefit, units are sold. To calculate the value of your investment, you multiply the number of units you have been allocated in the option by the current unit sell price.