Adjust insurance cover when it suits you
Life's constant changes mean your insurance might need an occasional tweak. It's about finding the balance that works for you – ensuring your peace of mind without overextending financially.
Use MemberAccess to tailor your cover – because being under-insured or over-insured isn’t in your best interest. Opting out of insurance can also be completed by calling us on 1800 060 312. Please note if you do opt out of insurance and subsequently want to re-instate insurance cover, this will be subject to underwriting.
Transferring insurance to legalsuper
If you currently have insurance with another super fund or provider, you may be able to transfer it to legalsuper.
Refer to our Insurance Roll-in Form for complete details on transferring your insurance.
It's important to check all the details to understand how transferring your insurance will affect your coverage.
Use MemberAccess to keep your cover, covered
Keeping your insurance in sync with life's changes is easy with MemberAccess. Member Access allows you to effortlessly update and review your cover as needed, ensuring it aligns with your current situation and future plans.
Know your ideal cover with our insurance calculator
Ensure you have the right level of cover by using our user-friendly insurance calculator. It's a simple way to determine coverage tailored for your needs.
Fixed or Unitised Cover: what’s best for you?
Insurance should fit your life’s needs. That’s why we offer two types: Fixed Cover keeps the coverage amount constant but has increasing premiums with age. Unitised cover, in contrast, offers more stable premiums, but the coverage amount varies as you age. Deciding between them depends on how you want to balance long-term costs against coverage. We provide options to switch between these types, adapting to your life changes.