What is a personal account?
We offer two main account types:
- Employer-sponsored accounts: For those employed by others.
- Personal accounts: Tailored for self-employed and those individuals not regularly contributing.
While sharing similar fee structures and investment options as Employer-sponsored accounts, Personal accounts differ, especially in insurance offerings.
You might be eligible for tax deductions on personal super contributions made from after-tax income. To claim, submit a Notice of Intent and meet specific criteria. Remember, these contributions count towards your concessional cap.
Like employees, self-employed individuals have contribution caps. Exceeding these can result in extra taxes. Stay informed about the caps, which vary based on contribution type, age and total super balance.
Take control of your investment options
How you invest your super covers a range of crucial factors. These include your age, investment goals, risk appetite and fund access timeline. Whether you're inclined towards a straightforward single option, a more varied combination of options, or taking the reins with our Self-Managed Direct Investment Option (DIO), we can cater to every investor's preference.
Understanding your insurance options is essential, particularly as there are significant differences between Personal and Employer-Sponsored accounts. We tailor our plans to fit your unique circumstances, ensuring that premiums are affordable and reflect your current and future needs.
Ready to join? Contact our Client Service team
MemberAccess: your secure online portal
MemberAccess is a secure online portal that streamlines the management of your super. With new features like multi-factor authentication, your super details are safer than ever. Resetting your password is also a breeze, with no need for traditional security questions. A fully responsive design ensures easy navigation, while a sleek and modern look provides quick access to essential information. With MemberAccess, you can easily:
- Manage investment options, insurance, and personal details
- Check account balances and fees across all accounts
- View transactions and correspondence
- Track how your super is performing
- Consolidate super accounts
- Access annual statements
- Consolidate multiple super accounts
- Top up any regular contributions