Balanced

Aims:

  • To maximise long-term investment returns while containing fluctuations in returns over shorter periods.
  • Super & TTR: To outperform an average annual return of CPI plus 3.0% p.a.* over rolling 10-year periods 
  • Pension: To outperform an average annual return of CPI plus 3.5% p.a.* over rolling 10-year periods.
    *net of tax, investment and administration fees

Risk profile:

Offers a greater emphasis on growth assets to achieve higher returns, but includes some lower-risk defensive assets to reduce short-term risks. This option is likely to produce a negative return in 3 to 4 years in every 20 years.

Risk Level:

High.

Investor profile:

Will suit investors looking for moderate to high returns over the medium to long-term, but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

The investment benchmark is 75% growth assets and 25% defensive assets, as shown in the table below:

Growth Assets

  Benchmark % Permitted range%
Australian shares 27 20-50
Overseas shares  27  10-40 
Property  12 0-25 
Alternative growth*  9 0-20 
Total  75%  60-80% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 18 0-30
Alternative income 5 0-20
Enhanced cash 2 0-30 
Total  25%  15-45% 

*Alternative growth may include private equity, credit and infrastructure.

Minimum suggested time frame for holding the investment is 5 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-2.2%9.4%8.0%9.4%8.9%6.6%
Cash0.6%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.7%1.9%2.0%2.3%3.0%3.9%
Conservative-0.5%5.2%4.8%5.8%6.0%5.2%
Conservative balanced-1.2%7.3%6.4%7.7%7.6%5.9%
Balanced index-2.0%9.4%7.0%8.7%--
Balanced-2.1%9.5%8.0%9.4%8.9%6.5%
Growth-3.0%11.1%9.1%10.5%9.9%6.7%
High growth-4.1%12.4%9.8%11.4%10.6%6.9%
Australian shares-6.3%14.3%11.5%11.3%10.0%7.2%
Overseas shares-4.2%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-2.5%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.7%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.8%2.2%2.3%2.8%3.5%4.5%
Conservative-0.6%5.9%5.4%6.5%6.8%5.9%
Conservative balanced-1.5%8.2%7.1%8.5%8.5%6.6%
Balanced index-2.4%10.4%7.6%9.4%--
Balanced-2.5%10.3%8.8%10.2%9.7%7.2%
Growth-3.4%12.0%9.8%11.4%10.8%7.3%
High growth-4.5%13.7%10.8%12.5%12.1%7.9%
Australian shares-7.1%16.1%12.6%12.2%11.0%8.2%
Overseas shares-4.6%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-2.9%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
07/12/20181.80381.8010
30/11/20181.81391.8110
23/11/20181.80351.8006
16/11/20181.81731.8144
09/11/20181.83631.8333
02/11/20181.83061.8277
26/10/20181.81221.8093
19/10/20181.84211.8392
12/10/20181.84221.8392
05/10/20181.87921.8762

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Pension Unit Price History

DateBuy PriceSell Price
07/12/20181.89771.8947
30/11/20181.90971.9067
23/11/20181.89721.8942
16/11/20181.91381.9108
09/11/20181.93641.9333
02/11/20181.92961.9265
26/10/20181.90761.9045
19/10/20181.94331.9402
12/10/20181.94341.9402
05/10/20181.98791.9847

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