Balanced

Aims:

  • To maximise long-term investment returns while containing fluctuations in returns over shorter periods.
  • To outperform an average annual return of CPI plus 3.0% pa (3.5% pa in pension) over rolling 10-year periods.

Risk profile:

Offers a greater emphasis on growth assets to achieve higher returns, but includes some lower-risk defensive assets to reduce short-term risks. This option is likely to produce a negative return in 3 to 4 years in every 20 years.

Risk Level:

High.

Investor profile:

Will suit investors looking for moderate to high returns over the medium to long-term, but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

The investment benchmark is 75% growth assets and 25% defensive assets, as shown in the table below:

Growth Assets

  Benchmark % Permitted range%
Australian shares 27 20-50
Overseas shares  27  10-40 
Property  12 0-25 
Alternative growth*  9 0-20 
Total  75%  60-80% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 18 0-30
Alternative income 5 0-20
Enhanced cash 2 0-30 
Total  25%  15-45% 

*Alternative growth may include private equity, credit and infrastructure.

Minimum suggested time frame for holding the investment is 5 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

The Growth option is the default option for personal members who do not provide an investment instruction for all or some of their contribution.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 03/08/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced1.0%9.4%8.0%9.4%8.9%6.6%
Cash0.1%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.1%1.9%2.0%2.3%3.0%3.9%
Conservative0.5%5.2%4.8%5.8%6.0%5.2%
Conservative balanced0.8%7.3%6.4%7.7%7.6%5.9%
Balanced index0.9%9.4%7.0%8.7%--
Balanced1.1%9.5%8.0%9.4%8.9%6.5%
Growth1.2%11.1%9.1%10.5%9.9%6.7%
High growth1.4%12.4%9.8%11.4%10.6%6.9%
Australian shares0.6%14.3%11.5%11.3%10.0%7.2%
Overseas shares2.4%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible1.1%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 03/08/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.2%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.2%2.2%2.3%2.8%3.5%4.5%
Conservative0.6%5.9%5.4%6.5%6.8%5.9%
Conservative balanced0.9%8.2%7.1%8.5%8.5%6.6%
Balanced index1.0%10.4%7.6%9.4%--
Balanced1.2%10.3%8.8%10.2%9.7%7.2%
Growth1.4%12.0%9.8%11.4%10.8%7.3%
High growth1.6%13.7%10.8%12.5%12.1%7.9%
Australian shares0.6%16.1%12.6%12.2%11.0%8.2%
Overseas shares2.6%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible1.2%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
03/08/20181.86281.8598
27/07/20181.86571.8628
20/07/20181.86011.8571
13/07/20181.85511.8521
06/07/20181.84721.8443
29/06/20181.84231.8394
22/06/20181.84561.8427
15/06/20181.83951.8366
08/06/20181.82921.8263
01/06/20181.82421.8213

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Pension Unit Price History

DateBuy PriceSell Price
03/08/20181.96851.9653
27/07/20181.97201.9688
20/07/20181.96521.9621
13/07/20181.95941.9562
06/07/20181.94991.9468
29/06/20181.94501.9419
22/06/20181.94891.9458
15/06/20181.94171.9386
08/06/20181.92951.9264
01/06/20181.92371.9206

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