Balanced

Aims:

  • To maximise long-term investment returns while containing fluctuations in returns over shorter periods.
  • To outperform an average annual return of CPI plus 3.0% pa (3.5% pa in pension) over rolling 10-year periods.

Risk profile:

Offers a greater emphasis on growth assets to achieve higher returns, but includes some lower-risk defensive assets to reduce short-term risks. The probability of this option earning a negative return is approximately 4 to less than 6 years in every 20 years.

Risk Level:

High.

Investor profile:

Will suit investors looking for moderate to high returns over the medium to long-term, but who are prepared to accept some fluctuations in investment performance over shorter periods.

Investment strategy

The investment benchmark is 75% growth assets and 25% defensive assets, as shown in the table below:

Growth Assets

  Benchmark % Permitted range
Australian shares 27 20-50
Overseas shares  27  10-40 
Property  12 0-25 
Alternative assets  9 0-20 
Total  75%  60-80% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 23 0-30
Cash 2 0-30 
Total  25%  15-45% 

Minimum suggested time frame for holding the investment is 5 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

The Growth option is the default option for personal members who do not provide an investment instruction for all or some of their contribution.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2016
OptionFYTD as at 12/05/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced10.6%3.8%8.9%8.4%8.5%5.4%
Cash1.2%1.9%2.5%3.1%3.4%0.0%
Enhanced cash1.5%2.0%2.6%3.4%4.3%4.5%
Conservative5.5%3.2%5.9%6.2%6.4%4.9%
Conservative balanced7.8%3.6%7.6%7.5%7.8%0.0%
Balanced index8.2%4.1%8.9%0.0%0.0%0.0%
Balanced10.6%3.6%8.8%8.4%8.4%5.3%
Growth12.8%3.3%9.5%9.0%9.2%4.9%
High growth14.7%2.6%10.0%9.4%9.8%4.9%
Australian shares14.2%6.6%9.6%8.4%9.6%5.1%
Overseas shares17.8%-2.4%10.0%10.2%10.3%4.1%
Balanced socially responsible8.1%0.0%7.8%6.7%7.9%3.8%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2016
OptionFYTD as at 12/05/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash1.4%2.1%2.9%3.7%4.0%0.0%
Enhanced cash1.8%2.4%3.1%4.0%5.0%5.3%
Conservative6.2%3.6%6.6%6.9%7.1%5.7%
Conservative balanced8.9%3.9%8.3%8.3%8.6%0.0%
Balanced index9.2%4.1%9.4%0.0%0.0%0.0%
Balanced11.9%3.9%9.5%9.1%9.1%6.0%
Growth14.3%3.2%10.1%9.8%9.9%5.5%
High growth16.5%2.6%10.7%10.9%11.1%5.8%
Australian shares15.4%7.0%10.1%9.3%10.5%6.1%
Overseas shares20.2%-2.5%11.1%12.1%11.8%5.1%
Balanced socially responsible9.2%0.1%8.6%7.8%9.0%4.9%

Super Unit Price History

DateBuy PriceSell Price
12/05/20171.68841.6857
05/05/20171.68431.6816
28/04/20171.67631.6736
21/04/20171.66011.6574
14/04/20171.65851.6558
07/04/20171.65751.6549
31/03/20171.64991.6473
24/03/20171.63981.6372
17/03/20171.64001.6374
10/03/20171.63701.6344

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Pension Unit Price History

DateBuy PriceSell Price
12/05/20171.76861.7658
05/05/20171.76381.7610
28/04/20171.75441.7516
21/04/20171.73521.7324
14/04/20171.73321.7305
07/04/20171.73211.7293
31/03/20171.72321.7205
24/03/20171.71131.7086
17/03/20171.71161.7089
10/03/20171.70801.7053

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