Balanced index

Aims:

  • To achieve adequate long-term investment returns* using simple lower-cost investment strategies.
  • Super & TTR: To outperform an average annual return of CPI plus 2.8% p.a.* over rolling 10-year periods.
  • PensionTo outperform an average annual return of CPI plus 3.3% p.a.* over rolling 10-year periods
    *net of tax, investment and administration fees

Risk profile:

Offers an emphasis on growth assets to achieve higher returns, but includes some lower-risk defensive assets to reduce short-term risks. The strategy uses Passive index investments which are lower-cost but provide diversified exposures to selected listed asset classes like Australian shares, international shares, Australian Property Securities and Australian cash. This option is likely to produce a negative return in 4 to 6 years in every 20 years.

Risk Level:

High.

Investor profile:

Will suit investors looking for moderate to high returns over the long term, but who are prepared to accept fluctuations in investment performance over shorter periods. The strategy is suited to investors seeking to minimise costs, although without utilising active managers seeking to achieve outperformance above market benchmarks.

*The annual return is net of tax and investment and administration fees.

Investment strategy

The investment benchmark is 70% growth assets and 30% defensive assets, as shown in the table below:

Growth Assets

  Benchmark % Permitted range % 
Australian shares 35 20-45
Overseas shares  25 10-45 
Property  10 0-20 
Total  70%  30-90% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 25 0-50
Enhanced Cash 5 10-50
Total  30%  10-40% 

Minimum suggested time frame for holding the investment is 5 years. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-0.1%9.4%8.0%9.4%8.9%6.6%
Cash0.4%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.4%1.9%2.0%2.3%3.0%3.9%
Conservative0.2%5.2%4.8%5.8%6.0%5.2%
Conservative balanced0.1%7.3%6.4%7.7%7.6%5.9%
Balanced index-0.7%9.4%7.0%8.7%--
Balanced0.0%9.5%8.0%9.4%8.9%6.5%
Growth-0.3%11.1%9.1%10.5%9.9%6.7%
High growth-0.7%12.4%9.8%11.4%10.6%6.9%
Australian shares-1.8%14.3%11.5%11.3%10.0%7.2%
Overseas shares-0.5%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-0.3%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 12/10/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.5%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.5%2.2%2.3%2.8%3.5%4.5%
Conservative0.3%5.9%5.4%6.5%6.8%5.9%
Conservative balanced0.0%8.2%7.1%8.5%8.5%6.6%
Balanced index-0.8%10.4%7.6%9.4%--
Balanced-0.1%10.3%8.8%10.2%9.7%7.2%
Growth-0.4%12.0%9.8%11.4%10.8%7.3%
High growth-0.6%13.7%10.8%12.5%12.1%7.9%
Australian shares-2.0%16.1%12.6%12.2%11.0%8.2%
Overseas shares-0.8%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-0.4%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
12/10/20181.81201.8084
05/10/20181.86201.8582
28/09/20181.86461.8609
21/09/20181.86331.8596
14/09/20181.86441.8607
07/09/20181.85841.8547
31/08/20181.87531.8716
24/08/20181.85701.8533
17/08/20181.86011.8564
10/08/20181.85201.8483

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Pension Unit Price History

DateBuy PriceSell Price
12/10/20181.88881.8851
05/10/20181.94551.9416
28/09/20181.94861.9447
21/09/20181.94711.9432
14/09/20181.94831.9444
07/09/20181.94101.9371
31/08/20181.96121.9573
24/08/20181.93981.9359
17/08/20181.94331.9395
10/08/20181.93381.9299

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