Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees.

Risk profile:

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk Level:

Very low.

Investor profile:

Will suit investors looking for stability, but long term investment returns are likely to be the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets as shown in the table below:

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property 0 0
Alternative assets 0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Cash 100 100
Total  100%  100% 

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 20/04/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced6.6%10.9%8.2%10.8%8.8%5.0%
Cash1.0%1.6%2.0%2.6%3.1%0.0%
Enhanced cash1.2%2.0%2.1%3.0%3.5%4.1%
Conservative3.6%5.9%5.0%6.7%6.1%4.6%
Conservative balanced5.1%8.3%6.5%8.9%7.6%0.0%
Balanced index5.2%7.4%7.3%10.3%0.0%0.0%
Balanced6.6%11.0%8.1%10.8%8.8%4.9%
Growth7.8%13.1%8.9%12.1%9.5%4.6%
High growth8.7%14.8%9.5%13.3%10.2%4.4%
Australian shares7.9%13.9%8.5%12.9%9.7%4.0%
Overseas shares10.8%17.7%10.1%14.5%10.8%4.3%
Balanced socially responsible6.0%7.6%5.6%10.4%6.9%2.1%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 20/04/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash1.2%1.9%2.3%3.1%3.6%0.0%
Enhanced cash1.5%2.4%2.5%3.5%4.1%4.9%
Conservative4.1%6.8%5.6%7.5%6.9%5.3%
Conservative balanced5.7%9.4%7.2%9.8%8.5%0.0%
Balanced index5.6%8.3%7.6%11.4%0.0%0.0%
Balanced7.1%12.3%8.8%11.7%9.6%5.5%
Growth8.3%14.6%9.7%13.1%10.5%5.0%
High growth9.5%16.7%10.3%14.5%11.7%5.3%
Australian shares8.9%14.8%9.0%13.7%10.5%4.8%
Overseas shares11.2%19.9%11.3%16.5%12.7%5.3%
Balanced socially responsible6.5%8.6%6.1%11.6%8.2%3.0%

Super Unit Price History

DateBuy PriceSell Price
20/04/20181.23351.2335
13/04/20181.23331.2333
06/04/20181.23301.2330
30/03/20181.23251.2325
23/03/20181.23231.2323
16/03/20181.23211.2321
09/03/20181.23191.2319
02/03/20181.23151.2315
23/02/20181.23131.2313
16/02/20181.23101.2310

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Pension Unit Price History

DateBuy PriceSell Price
20/04/20181.28521.2852
13/04/20181.28491.2849
06/04/20181.28451.2845
30/03/20181.28391.2839
23/03/20181.28361.2836
16/03/20181.28341.2834
09/03/20181.28321.2832
02/03/20181.28261.2826
23/02/20181.28231.2823
16/02/20181.28201.2820

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