Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • Super & TTR: To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees and tax.
  • PensionTo at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees.

Risk profile:

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk Level:

Very low.

Investor profile:

Will suit investors looking for stability, but long term investment returns are likely to be the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets as shown in the table below:

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property 0 0
Alternative assets 0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Cash 100 100
Total  100%  100% 

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced-2.2%9.4%8.0%9.4%8.9%6.6%
Cash0.6%1.6%1.7%2.2%2.7%3.2%
Enhanced cash0.7%1.9%2.0%2.3%3.0%3.9%
Conservative-0.5%5.2%4.8%5.8%6.0%5.2%
Conservative balanced-1.2%7.3%6.4%7.7%7.6%5.9%
Balanced index-2.0%9.4%7.0%8.7%--
Balanced-2.1%9.5%8.0%9.4%8.9%6.5%
Growth-3.0%11.1%9.1%10.5%9.9%6.7%
High growth-4.1%12.4%9.8%11.4%10.6%6.9%
Australian shares-6.3%14.3%11.5%11.3%10.0%7.2%
Overseas shares-4.2%12.2%8.9%11.9%11.5%7.0%
Balanced socially responsible-2.5%9.0%5.5%8.0%7.2%4.7%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2018
OptionFYTD as at 07/12/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.7%1.9%2.0%2.5%3.2%3.8%
Enhanced cash0.8%2.2%2.3%2.8%3.5%4.5%
Conservative-0.6%5.9%5.4%6.5%6.8%5.9%
Conservative balanced-1.5%8.2%7.1%8.5%8.5%6.6%
Balanced index-2.4%10.4%7.6%9.4%--
Balanced-2.5%10.3%8.8%10.2%9.7%7.2%
Growth-3.4%12.0%9.8%11.4%10.8%7.3%
High growth-4.5%13.7%10.8%12.5%12.1%7.9%
Australian shares-7.1%16.1%12.6%12.2%11.0%8.2%
Overseas shares-4.6%12.6%9.6%13.1%13.3%8.2%
Balanced socially responsible-2.9%9.9%6.1%8.9%8.2%5.7%

Super Unit Price History

DateBuy PriceSell Price
07/12/20181.24441.2444
30/11/20181.24411.2441
23/11/20181.24391.2439
16/11/20181.24361.2436
09/11/20181.24341.2434
02/11/20181.24311.2431
26/10/20181.24281.2428
19/10/20181.24251.2425
12/10/20181.24221.2422
05/10/20181.24111.2411

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Pension Unit Price History

DateBuy PriceSell Price
07/12/20181.29891.2989
30/11/20181.29861.2986
23/11/20181.29831.2983
16/11/20181.29801.2980
09/11/20181.29761.2976
02/11/20181.29731.2973
26/10/20181.29691.2969
19/10/20181.29651.2965
12/10/20181.29621.2962
05/10/20181.29481.2948

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