Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees.

Risk profile:

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk Level:

Very low.

Investor profile:

Will suit investors looking for stability, but long term investment returns are likely to be the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets as shown in the table below:

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property 0 0
Alternative assets 0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Cash 100 100
Total  100%  100% 

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 15/06/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced8.9%10.9%8.2%10.8%8.8%5.0%
Cash1.2%1.6%2.0%2.6%3.1%0.0%
Enhanced cash1.5%2.0%2.1%3.0%3.5%4.1%
Conservative4.8%5.9%5.0%6.7%6.1%4.6%
Conservative balanced6.8%8.3%6.5%8.9%7.6%0.0%
Balanced index8.5%7.4%7.3%10.3%0.0%0.0%
Balanced8.9%11.0%8.1%10.8%8.8%4.9%
Growth10.6%13.1%8.9%12.1%9.5%4.6%
High growth12.0%14.8%9.5%13.3%10.2%4.4%
Australian shares12.1%13.9%8.5%12.9%9.7%4.0%
Overseas shares13.9%17.7%10.1%14.5%10.8%4.3%
Balanced socially responsible8.8%7.6%5.6%10.4%6.9%2.1%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 15/06/20181 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash1.5%1.9%2.3%3.1%3.6%0.0%
Enhanced cash1.8%2.4%2.5%3.5%4.1%4.9%
Conservative5.4%6.8%5.6%7.5%6.9%5.3%
Conservative balanced7.7%9.4%7.2%9.8%8.5%0.0%
Balanced index9.4%8.3%7.6%11.4%0.0%0.0%
Balanced9.7%12.3%8.8%11.7%9.6%5.5%
Growth11.4%14.6%9.7%13.1%10.5%5.0%
High growth13.2%16.7%10.3%14.5%11.7%5.3%
Australian shares13.8%14.8%9.0%13.7%10.5%4.8%
Overseas shares14.4%19.9%11.3%16.5%12.7%5.3%
Balanced socially responsible9.7%8.6%6.1%11.6%8.2%3.0%

Super Unit Price History

DateBuy PriceSell Price
15/06/20181.23631.2363
08/06/20181.23581.2358
01/06/20181.23561.2356
25/05/20181.23531.2353
18/05/20181.23521.2352
11/05/20181.23481.2348
04/05/20181.23421.2342
27/04/20181.23381.2338
20/04/20181.23351.2335
13/04/20181.23331.2333

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Pension Unit Price History

DateBuy PriceSell Price
15/06/20181.28871.2887
08/06/20181.28811.2881
01/06/20181.28791.2879
25/05/20181.28751.2875
18/05/20181.28741.2874
11/05/20181.28691.2869
04/05/20181.28601.2860
27/04/20181.28561.2856
20/04/20181.28521.2852
13/04/20181.28491.2849

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