Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees.

Risk profile:

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk Level:

Very low.

Investor profile:

Will suit investors looking for stability, but long term investment returns are likely to be the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets as shown in the table below:

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property 0 0
Alternative assets 0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Cash 100 100
Total  100%  100% 

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 10/11/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced4.5%10.9%8.2%10.8%8.8%5.0%
Cash0.5%1.6%2.0%2.6%3.1%0.0%
Enhanced cash0.6%2.0%2.1%3.0%3.5%4.1%
Conservative2.4%5.9%5.0%6.7%6.1%4.6%
Conservative balanced3.5%8.3%6.5%8.9%7.6%0.0%
Balanced index4.7%7.4%7.3%10.3%0.0%0.0%
Balanced4.5%11.0%8.1%10.8%8.8%4.9%
Growth5.4%13.1%8.9%12.1%9.5%4.6%
High growth6.1%14.8%9.5%13.3%10.2%4.4%
Australian shares6.3%13.9%8.5%12.9%9.7%4.0%
Overseas shares7.3%17.7%10.1%14.5%10.8%4.3%
Balanced socially responsible4.6%7.6%5.6%10.4%6.9%2.1%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 10/11/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.6%1.9%2.3%3.1%3.6%0.0%
Enhanced cash0.7%2.4%2.5%3.5%4.1%4.9%
Conservative2.7%6.8%5.6%7.5%6.9%5.3%
Conservative balanced3.8%9.4%7.2%9.8%8.5%0.0%
Balanced index4.9%8.3%7.6%11.4%0.0%0.0%
Balanced4.9%12.3%8.8%11.7%9.6%5.5%
Growth5.7%14.6%9.7%13.1%10.5%5.0%
High growth6.7%16.7%10.3%14.5%11.7%5.3%
Australian shares7.1%14.8%9.0%13.7%10.5%4.8%
Overseas shares7.4%19.9%11.3%16.5%12.7%5.3%
Balanced socially responsible5.0%8.6%6.1%11.6%8.2%3.0%

Super Unit Price History

DateBuy PriceSell Price
10/11/20171.22711.2271
03/11/20171.22631.2263
27/10/20171.22611.2261
20/10/20171.22591.2259
13/10/20171.22561.2256
06/10/20171.22541.2254
29/09/20171.22521.2252
22/09/20171.22491.2249
15/09/20171.22461.2246
08/09/20171.22441.2244

Pages

Pension Unit Price History

DateBuy PriceSell Price
10/11/20171.27711.2771
03/11/20171.27611.2761
27/10/20171.27591.2759
20/10/20171.27561.2756
13/10/20171.27521.2752
06/10/20171.27491.2749
29/09/20171.27461.2746
22/09/20171.27431.2743
15/09/20171.27401.2740
01/09/20171.27331.2733

Pages