Cash

Aims:

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5 year periods, net of fees.

Risk profile:

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk Level:

Very low.

Investor profile:

Will suit investors looking for stability, but long term investment returns are likely to be the lowest of all investment options.

Investment strategy

The investment benchmark is 100% defensive assets as shown in the table below:

Growth Assets

  Benchmark % Permitted range %
Australian shares 0 0
Overseas shares  0 0
Property 0 0
Alternative assets 0 0
Total  0%  0% 

Defensive Assets

  Benchmark % Permitted range %
Fixed interest 0 0
Cash 100 100
Total  100%  100% 

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Super Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 15/09/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.9%10.9%8.2%10.8%8.8%5.0%
Cash0.3%1.6%2.0%2.6%3.1%0.0%
Enhanced cash0.3%2.0%2.1%3.0%3.5%4.1%
Conservative0.6%5.9%5.0%6.7%6.1%4.6%
Conservative balanced0.8%8.3%6.5%8.9%7.6%0.0%
Balanced index0.6%7.4%7.3%10.3%0.0%0.0%
Balanced0.9%11.0%8.1%10.8%8.8%4.9%
Growth1.0%13.1%8.9%12.1%9.5%4.6%
High growth1.1%14.8%9.5%13.3%10.2%4.4%
Australian shares0.4%13.9%8.5%12.9%9.7%4.0%
Overseas shares2.0%17.7%10.1%14.5%10.8%4.3%
Balanced socially responsible0.9%7.6%5.6%10.4%6.9%2.1%

Pension Investment Performance

Current PerformanceHistorical performance to 30/06/2017
OptionFYTD as at 15/09/20171 Year3 Years5 Years7 Years10 Years
MySuper Balanced0.0%-----
Cash0.3%1.9%2.3%3.1%3.6%0.0%
Enhanced cash0.4%2.4%2.5%3.5%4.1%4.9%
Conservative0.6%6.8%5.6%7.5%6.9%5.3%
Conservative balanced0.8%9.4%7.2%9.8%8.5%0.0%
Balanced index0.3%8.3%7.6%11.4%0.0%0.0%
Balanced0.8%12.3%8.8%11.7%9.6%5.5%
Growth0.9%14.6%9.7%13.1%10.5%5.0%
High growth1.0%16.7%10.3%14.5%11.7%5.3%
Australian shares0.5%14.8%9.0%13.7%10.5%4.8%
Overseas shares1.6%19.9%11.3%16.5%12.7%5.3%
Balanced socially responsible0.8%8.6%6.1%11.6%8.2%3.0%

Super Unit Price History

DateBuy PriceSell Price
15/09/20171.22461.2246
08/09/20171.22441.2244
01/09/20171.22411.2241
25/08/20171.22361.2236
18/08/20171.22341.2234
11/08/20171.22321.2232
04/08/20171.22241.2224
28/07/20171.22221.2222
21/07/20171.22201.2220
14/07/20171.22181.2218

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Pension Unit Price History

DateBuy PriceSell Price
15/09/20171.27401.2740
01/09/20171.27331.2733
25/08/20171.27271.2727
18/08/20171.27231.2723
11/08/20171.27201.2720
04/08/20171.27131.2713
28/07/20171.27101.2710
21/07/20171.27071.2707
14/07/20171.27051.2705
07/07/20171.27021.2702

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