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Home Enhanced Cash

Enhanced Cash

The Enhanced cash option in detail - for pension members

Return objective

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To outperform the Bloomberg Ausbond Bank Bill Index over rolling 5-year periods, net of fees.

Risk profile

This option seeks to outperform the benchmark through taking on a number of risks, principally credit risk, in a process of active management. Capital invested in this option is not guaranteed. This option is likely to produce a negative return in 6 months to 1 year in every 20 years.

Risk level

Low

Investor profile

Will suit investors looking for stability, but long-term investment returns are likely to be among the lowest of all investment options.

Minimum suggested time frame for holding the investment is 3 years. 

Investment strategy

Asset mixBenchmark %Permitted range
Enhanced cash970-100
Cash30-20

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.


Performance