Cash
The Cash option in detail - for super members
Return objective
- To provide modest investment returns while limiting short-term volatility and loss of capital.
- To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5-year periods (net of all fees and tax except the $1.30 weekly Administration fee.)
Risk profile
Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.
Risk level
Very low
Investor profile
Will suit investors looking for stability, but long-term investment returns are likely to be the lowest of all investment options.
Minimum suggested time frame for holding the investment is 1 year.
Asset allocation
| Asset mix | Benchmark % | Permitted range % |
| Cash | 100 | 100 |
If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.
The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.
