Growing your super

Are you eligible to add to your super and how much can you contribute? Read about the contribution caps, the work test and downsizing.

By adding to super from your before-tax salary, you could reduce your taxable income and reduce your tax bill, while growing your retirement savings. Take a look at the benefits, caps and how to salary sacrifice.

Adding to super from your take-home pay or personal savings, after income tax has been paid. Take a look at the benefits, caps, how to make contributions & what to do if you decide to make a tax deduction.

Read about the potential tax benefits of making super contributions to your spouse’s super, or splitting certain contributions that have been made to your own account.

The co-contribution scheme means that for every dollar you put into super from your after-tax pay, the government may match it with up to 50 cents. Find out if you’re eligible.

If you're a sole-trader or in a partnership & not employed by someone else, the rules around super are different. Learn more about our Personal accounts.