Important! Planned system maintenance is scheduled for the Direct Investment option platform. Access to the platform will not be available between 6am to 11am on 23, 24 November and 8 December.

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Cash

The Cash option in detail - for pension members

Return objective

  • To provide modest investment returns while limiting short-term volatility and loss of capital.
  • To at least match the Bloomberg Ausbond Australian Bank Bill Index over rolling 5-year periods, net of fees and tax.

Risk profile

Likely to produce the lowest long-term investment returns with the fewest fluctuations from year to year. Capital invested in this option is not guaranteed. This option is likely to produce a negative return less than 6 months in every 20 years.

Risk level: very low

Very low chart

Investor profile

Will suit investors looking for stability, but long-term investment returns are likely to be the lowest of all investment options.

Investment strategy

Cash chart

Minimum suggested time frame for holding the investment is 1 year. 

The Trustee may adjust the asset mix or vary the investment strategy from time to time. This could include varying the mix between growth assets and defensive assets.

Please note: If you choose this option, you may need to consider whether medium and long-term returns with this option are likely to be high enough to ensure your superannuation grows adequately to meet your retirement income goals.

Performance

Cash performance pension chart

Returns shown are net of investment fees and tax, gross of administration fees. Past performance is not an indicator of future performance.