Bring your super together. Save fees. Stay in control.
If you’ve worked across firms, chambers, in-house roles or moved between employers, you may have more than one super account.
Our step-by-step consolidation guide explains everything from:
- What consolidation means
- The potential benefits and risks of consolidating
- How to consolidate your super with legalsuper
Multiple accounts can mean:
- Paying duplicate administration fees
- Paying for insurance you may not need
- Retirement savings spread across different investment strategies
Consolidating means you can bring all your super accounts together into one place — such as legalsuper – a fund designed for people in the legal community.
Consolidate into legalsuper now. Contact our Client Services team
Why consolidate into legalsuper?
legalsuper exists for members working in law and related professions.
Our services, insurance design and support model reflect the realities of legal careers — from early career to partnership and retirement.
Reduce unnecessary fees
Every additional super account charges its own administration fees and indirect costs.
By consolidating into your legalsuper account, you remove duplication — helping more of your money remain invested for your future.
Over decades, that difference compounds.
Review and streamline your insurance
Many super accounts automatically include death and TPD insurance.
If you hold multiple accounts, you may be paying multiple insurance fees.
Before consolidating, we can help you:
- Review your current cover
- Understand what will be cancelled
- Ensure appropriate protection remains in place
Clearer investment strategy
One account means:
- An investment strategy aligned to your goals
- Clearer performance tracking
- Simpler contribution management
Whether you’re building wealth, approaching retirement, or transitioning to income phase, consolidation supports a more deliberate strategy.
Consider the benefits
|
With multiple accounts |
With one consolidated legalsuper account |
| Multiple admin fees | One set of admin fees |
| Insurance may be duplicated | Insurance aligned to your needs |
| Separate balances | Larger combined balance invested together |
| Multiple logins & statements | One clear view of your super |
Important checks before you consolidate
We recommend reviewing:
-
Insurance arrangements
Closing a super account may permanently cancel insurance attached to that account.
If you have underwriting-free cover in an older fund, speak with us before transferring. -
Investment alignment
Ensure your legalsuper investment option reflects:- Your time to retirement
- Your risk tolerance
- Your broader financial position
Our team can help you consider your options.
-
Fee comparison
While consolidation typically reduces duplication, it’s sensible to compare:- Administration fees
- Investment fees
- Other fees and costs
-
Tax considerations
In most cases, rolling super between complying funds does not trigger tax.
If you hold defined benefit interests or complex arrangements, seek advice before proceeding.
How to consolidate into legalsuper
Option 1: Through MemberAccess
Log into your legalsuper MemberAccess portal and follow the consolidation prompts.
Option 2: Via the ATO
Follow the ATO’s step-by-step guide on how to consolidate multiple super accounts. If you have one, make sure you have your myGov log-in details handy.
Option 3: Speak with us
If your situation involves complex or personalised needs, we recommend speaking with our Client Services Managers first. Book an appointment here.