Life Events

When things change in your life

legalsuper also offers Employer Sponsored members additional insurance to help you get the right level of cover when a life-changing event occurs. 

A Life Event includes:

  • Marriage; involvement in an interdependent relationship (for two years or more)
  • Birth or adoption of a child
  • your child starting secondary school
  • Taking out a mortgage in excess of $100,000 on your principal place of residence or increase your mortgage on your principal place of residence by more than $100,000 (excludes redraw and refinancing).

Life Events Cover allows you to apply for an additional one unit of cover without providing medical evidence, if you experience a Life Event (or 25% of your existing Fixed Cover cover, if you hold Fixed Cover, subject to a maximum increase of $200,000). 

This offer is available to members up to 55 years of age, within 180 days of the Life Event. To qualify for this increase in cover, you must complete to the satisfaction of the insurer and sign and date the Life Events Application Form including the Eligibility Conditions, Screening Questions and Life Event - Required Documents with your application. Your application is subject to acceptance by the insurer (OnePath Life Limited). 

You may apply for an increase in cover for only one Life Event in any 12 month period, with a maximum of three Life Events during your membership in legalsuper.

For further information about Life Events cover and eligibility, please refer to the Employer Sponsored Super Additional Guide and the Life Events Cover Application Form.